Cincinnati Life Insurance Underwriting Guidelines

Cincinnati life underwriting handbook this handbook is your guide to cincinnati life underwriting our requirements procedures and underwriting criteria.

Cincinnati life insurance underwriting guidelines. We provide updates to keep you aware of changes as they may occur. Box 145496 cincinnati oh 45250 5496. The cincinnati life insurance company provides life insurance and fixed annuities. Gilmore road fairfield oh 45014 5141 mailing address.

Underwriters must have negotiation and communication skills and the ability to make decisions accurately and efficiently. Along with a professional independent agent you can choose the coverage period that suits your familys needs. Each insurer has sole financial responsibility for its own products. Effective april 20 cincinnati life is implementing temporary changes to their life insurance underwriting guidelines for newly submitted applications received on or after april 27.

The cincinnati life insurance company underwriting update foreign national guidelines do not reproduce post online or otherwise reuse this work in whole or in part without written permission. The cincinnati life insurance company provides life insurance and fixed annuities. You will find several options that simplify and expedite the life insurance application and underwriting processes. The cincinnati life insurance companys term life insurance policies provide economical coverage for a specified period of time such as 10 15 20 25 or 30 years.

The cincinnati casualty company or the cincinnati specialty underwriters insurance company. As such cincinnati must reserve its right to amend or change these guidelines at any time. Life insurance underwriting guidelines for term and permanent products. Not all subsidiaries operate in all states.

During the changing environment of the covid 19 pandemic the cincinnati life insurance company has evaluated their underwriting and business practices to ensure continued superior service business continuity and financial strength. The cincinnati life insurance companys lifehorizons product line offers you term whole life and universal life options that are flexible and affordable along with long term financial planning solutions through professional independent agents to protect your future. Cincinnati life underwriting handbook this handbook is your guide to cincinnati life underwriting our requirements procedures and underwriting criteria. Each insurer has sole financial responsibility for its own products.

Offering you quality service creative underwriting and innovative technology is our goal. Nationwide life annuity co of america. We provide updates to keep you aware of changes as they may occur. Pinney insurance also offers underwriting guides for long term care insurance carriers.